Tenancy agreement in Ghana: how to write one and everything you need to know (2024)

A tenancy agreement is a legal document that serves as a contract between the landlord and the tenant. The documents outline the property details, tenancy period, landlord/tenant obligations, rules, and constraints for both parties. So, how do you prepare one?

Tenancy agreement in Ghana: how to write one and everything you need to know (1)

A tenancy agreement is a written contract between a property owner and a renter who temporarily occupies the property. The arrangement establishes the parties, the property, the rental term, and the rent amount for that term.

The property owner is known as the landlord, and the renter is known as the rentee. The terms of the rental contract are in a verbal or written rental contract regulated and managed under contract law.

The tenancy agreement doc is crucial, which is why you must comprehend what it entails. The majority of people sign the tenancy agreement form without first reading it to see what it covers. Signing a document implies that you will follow the document's rules and responsibilities, which you may not be aware of.

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Tenancy agreement in Ghana

The tenancy agreement law in Ghana provides for the right and responsibilities of the two parties, the scope of their obligations and a conscious declaration that the landlord has agreed to rent or lease the property. The arrangement should be in a written form, and each party issued a signed copy.

How do I write a tenancy agreement in Ghana?

How do I write a tenancy agreement? The most crucial factor to consider when writing a tenure contract is to use the correct format. Likewise, you can use the tenancy agreement form, a piece of documentation highlighting the terms of understanding between the lessee and the landlord.

Using the correct tenancy agreement format prevents misunderstanding in the future and protects both parties in a lawful manner.

The other option to writing a tenancy agreement is to download templates online. These tenancy agreement templates have all the necessary documentation already embedded, and all one has to do is fill in the blanks accordingly.

Read also3 rights you should know as a tenant before you rent in Ghana

Can I download a tenancy agreement?

The document is downloadable and can be found online in PDF format. The document contains details about the longevity of the agreement and also the amount agreed for the occupancy.

However, do not confuse a sample of land indenture in Ghana with a sample tenancy agreement since the two are different. The land indenture is a binding agreement for the sale of real estate property or land that indicates the ownership details.

The latter is a title deed, while the residential tenancy agreement is only for leasing or renting property and not for any change of ownership. Here is an example of a tenancy agreement in Ghana PDF.

Tenancy agreement sample

Tenancy agreement in Ghana: how to write one and everything you need to know (4)

Rent control Ghana

Rent control in Ghana abides by the Rent Act of Ghana 220. The act was signed into law in 1963 and is mandated by the Rent Control Division. It is a legal body whose role is to monitor and provide guidelines and regulations on how a tenant-landlord/landlady relationship should be.

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In addition, it stipulates various measures of responsibility of each party and seeks to protect the interest of them all.

The Ghana rent law, for instance, states that a renter should take care of the landlord's property and pay all utility bills. Furthermore, any destruction or alteration of the property is punishable by law.

On the other hand, the lessee has protection against unlawful eviction. An eviction clause stops the landlord from evicting the tenant before the period of tenancy is complete. Nonetheless, it also provides cases where the landlord may terminate the tenancy agreement in Ghana, which means the occupant will have to vacate the premises.

Even so, there is a three-month notice clause. However, if the occupant is not abiding by the rules, they may be given a week's notice to vacate. Thus, the rental control of Ghana has established clear paths for each party to follow.

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Should you feel that there is a violation regarding the tenancy agreement law in Ghana, you need to seek guidance from Rent Control Ghana. This body will refer to the lease agreement and solve the issue at hand. It is always right to seek advice before signing any occupancy contract.

The Rent Control Ghana covers many things outlining the rules, responsibilities, rights, and obligations of each party, including how an ownership negotiation should come into play. In addition, you can access the laws of Ghana governing renting and leasing property in PDF format from online sources.

Tenancy agreement checklist

Tenancy agreement in Ghana: how to write one and everything you need to know (7)

The occupancy contract, as mentioned above, is a binding contract, which means all operations should be within the limitations of the tenancy agreement document. Read the document before signing if you are looking for a real estate property to rent or lease. With the widespread graft cases involving property ownership, you must be cautious since prevention is always better than cure.

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The points in the tenancy doc should be easy to understand. Below is the tenancy agreement checklist;

A party involved in the contractual lease agreement – Ideally, a contractual deal is between two parties: the landlord and the tenant. The full names of both of them should be on the tenancy agreement in Ghana, with personal details clearly outlined. For example, it may entail; their physical addresses, occupations, telephone numbers, next of kin, Ghana card, marital status, nationality, etc.

Obligations of the landlords and tenants – The real estate property is the subject, and the rules should focus on the same. That is, how to handle the property and how to behave within the premises. For instance, the landlord may be obliged to carry out property maintenance whenever necessary and not pass the liability to the tenant, e.g., in fencing.

The tenant has to protect and ensure the property is in excellent condition. These obligations should be clear so that both parties understand their responsibilities and exercise the same to avoid confrontations or any form of misunderstanding.

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Ideally, this is what governs the tenant-landlord relationship and ensures smooth interaction in the tenancy agreement.

Property address: The real estate property in question must be on a legal piece of land, which means a documented physical environment. The property's address should be in the tenancy agreement: the region, plot number, town, and any other addresses.

Although an attorney can guide the tenant in establishing the legal details of the property, you need to do a thorough background check to ascertain the property in question belongs to the landlord.

A physical visit is necessary whereby the owner of the property will take the renter around the property. Besides, you cannot commit to something you have not seen. In lease agreements, the lands office can be an excellent place to check consult for information about the property in question. The tenancy agreement checklist should provide this information.

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Duration of tenancy: The rental agreement in Ghana should outline the tenure period so that the lessee and landlord know when the contract ends and renew or terminate.

Rental cost: This is primarily one of the top and critical things in a rental agreement in Ghana. The amount the landlord expects to receive from the occupant monthly. Ideally, the binding agreement relates to business, and therefore money has to exchange hands whereby the renter gets occupancy of the property in exchange for cash. Thus, the amount should be clearly stated in the agreement, both in words and figures.

It establishes a course where the occupant knows who they are supposed to pay and by which date. Thus, it avoids cases where different people come asking for the rent. There should also be a provision for late payment and the penalty if one pays later than agreed.

Other additional details to include in the checklist

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Tenancy agreement in Ghana: how to write one and everything you need to know (12)

In addition to the above tenancy agreement checklist, it is wise to also check on a few other provisions that should be of interest to you because they will affect the contract in one way or the other. They include;

  • Leases should be subject to national legislation - Which means that landlords cannot exercise them on agreements alone. A locally made lease agreement is hence illegal and is not enforceable by law.
  • Who is responsible for the bills and facilities? In some cases, the renter, although some landlords prefer to take on this role, while others share. If the responsibility is on the occupants and then the landlord should establish a shared ratio. Ordinarily, repair and maintenance is the landlord's responsibility.
  • State of the property – Do not commit without the knowledge of the actual condition of the property. You can have a professional do the check for you in addition to your physical visit. Point out issues you observe and let them be written in the tenancy agreement or repaired before gaining occupancy.
  • Modification outside of the lease - Ordinarily, the tenant should not modify or alter the real estate property. The tenancy agreement should always be the benchmark for all these practices.

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In a nutshell, the tenancy agreement is an essential document. Having a documented contract can and will save you a lot of trouble in the event of a misunderstanding. We have provided the steps to follow and what the document contains. So, whenever you want to move into a new residence, be sure to ask the landlord for the occupancy affidavit form.

Yen.com.gh recently published an interesting article on how to write a lawsuit response. Do you know how to respond to a summons? Legal matters, to be sure, are the domain of professionals who are intellectually endowed to navigate the complex legal world.

Learning how to write a response to a lawsuit will help you understand your situation and respond appropriately. After all, ignoring the suit will be interpreted as an admission of guilt.

DISCLAIMER: This article is intended for general informational purposes only and does not address individual circ*mstances. It is not a substitute for professional advice or help and should not be relied on to make decisions of any kind. Any action you take upon the information presented in this article is strictly at your own risk and responsibility!

Read alsoA complete guide on how to write a good memorandum of understanding

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Source: YEN.com.gh

Tenancy agreement in Ghana: how to write one and everything you need to know (2024)

FAQs

What details do you need for a tenancy agreement? ›

It's good practice for a written tenancy agreement to include the following details: your name and your landlord's name and the address of the property which is being let. the date the tenancy began. details of whether other people are allowed the use of the property and, if so, which rooms.

How do I write up a tenancy agreement? ›

What you should include in a tenancy agreement
  1. the names of all people involved.
  2. the rental price and how it's paid.
  3. information on how and when the rent will be reviewed.
  4. the deposit amount and how it will be protected.
  5. when the deposit can be fully or partly withheld, for example to repair damage caused by tenants.

What are three things you would look for in a rental agreement? ›

Things To Look For In Rental Agreement
  • Standard and Reasonable Terms. One of the most important things to look for in a rental agreement is possibly the simplest: Standard and reasonable lease terms. ...
  • Early Termination Policy. ...
  • Subletting. ...
  • Security Deposit. ...
  • Late Payments and Fees. ...
  • Move-out Notice Procedures.
Oct 18, 2019

Who prepares tenancy agreement? ›

While there is no law for landlords and tenants, the lawyer writes many documented tenancy agreements between the two parties. It establishes what both parties will provide and receive from one another.

How many months notice should a landlord give in Ghana? ›

No landlord of any premises shall serve a notice to quit on a tenant of such premises within two years from the date of any assessment, order or decision of the appropriate Rent Officer from which there has been no appeal or of the appropriate Rent Magistrate or of any other Judge of a court of competent jurisdiction, ...

What documents do tenants need? ›

Documents you need to give your tenants
  • An Energy Performance Certificate.
  • Deposit protection information.
  • A current gas safety certificate.
  • A copy of the property licence.
  • How to Rent Guide (External PDF)

What makes a tenancy agreement invalid? ›

Failure to pay the rent on time and in full. Allowing more than the stated maximum number of occupants to live in the property. Sub-letting a room or the entire property without the landlord's permission. Decorating or conducting building works at the property without the landlord's permission.

Does a tenancy agreement need to be witnessed? ›

Therefore using a simple example of a tenancy for greater than 3 years, the tenancy agreement would have to say that it is being made as a deed prominently and also that it's being signed as a deed. In addition, the signatures of the parties must be witnessed.

What are the 2 types of rental agreements? ›

What are the types of rental agreements?
  • A lease agreement.
  • A license agreement.
  • Long term lease.
  • Commercial lease.
  • Tenancy Agreement.
  • Short-term lease.
Apr 15, 2022

What are 5 essential things you must do before signing a lease? ›

5 things tenants should check before signing a lease
  • The costs.
  • The rules.
  • The duration.
  • The termination clauses.
  • Rights and responsibilities.
  • Finally.
Aug 3, 2018

Can we add two names in rent agreement? ›

Yes, you can make a rental agreement in more than 1 person's name. This is usually when two or more bachelors decide to rent a place.

What are three costs of renting? ›

What are three costs of renting? Utilities, monthly rent, and renter's insurance.

How long is the minimum tenancy agreement? ›

It is perfectly legal to let your property for less than 6 month. In fact there is no minimum period for an AST. Until February 1997 the minimum was 6 months, however this requirement was removed by the Housing Act 1996. It's therefore perfectly legal to go for a short let.

When should a tenancy agreement be signed? ›

Before I've explained the pros and cons of when to sign a tenancy agreement, most landlords I talk to either sign the day before the start date or on the actual day of the tenant moving in. In my opinion, leaving it to the last minute to secure the tenancy is a little too to risky for me.

What is a tenancy agreement fee? ›

These are fees you can charge when the tenant breaks the tenancy agreement. You will have to write these clauses into your contract to be able to charge tenants these fees while the tenancy is in progress.

How much rent increase is allowed in Ghana? ›

Rent may be increased only once annually and the increase cannot exceed the greater of 5% of existing rent, or 70% of the regional Consumer Price Index (CPI). The landlord can always increase rent with tenant's written consent.

Can landlord increase rent in Ghana? ›

According to the PRO of the Rent Control Department, rent can only be increased after the department has conducted an assessment of the House and issued out a certificate of satisfaction. “The landlord has no right to increase the price of his premises.

Can a landlord evict a tenant in Ghana? ›

No landlord has the right to evict a tenant without going through the proper procedures set out in the laws of the land. The termination of a lease can only be made on the premise that a tenant is a nuisance and/or uses the property for illegitimate purposes.

What a landlord must provide? ›

Landlord's responsibilities

A landlord is responsible for: repairs to the structure and exterior of the property, heating and hot water systems, basins, sinks, baths and other sanitaryware. the safety of gas and electrical appliances. the fire safety of furniture and furnishings provided under the tenancy.

What checks to do on tenants? ›

A tenant reference checklist
  • Credit check. There are plenty of online sites you can use to carry out credit checks on potential tenants. ...
  • Bank statements. ...
  • Employer reference. ...
  • Proof of address. ...
  • Proof of identity. ...
  • Previous landlord reference. ...
  • Right to rent certification.

What is proof of right to rent? ›

What is a Right to Rent check? This is when a prospective adult occupant of a rental property shows their identity documents in person to a landlord or letting agent. This is a similar checking process to presenting your passport (and visa) to a border control officer at an immigration check point.

Can I be evicted if I don't have a tenancy agreement? ›

If there is no tenancy agreement, a tenant cannot be given a section 21 notice for eviction. Instead, a landlord must use a section 8 notice (with a ground for eviction). To be able to evict a tenant in the absence of a written tenancy agreement, a landlord will need to apply to the courts for a possession order.

Does an AST have to be in writing? ›

Just as there is no legal need to have a written AST in place, there is nothing from a legal perspective that states who should have a copy of a written AST, either. However, common sense dictates that both the landlord and the tenant should have their own signed copy of the agreement.

What rights does a tenant have without a tenancy agreement? ›

A tenant without a written contract is still entitled to all the statutory rights a regular tenant with a contract is, including water, heating, a safe environment etc. In a similar vein, the tenant is still obligated to pay rent on time and take reasonable care of the property.

Who can witness signing a tenancy agreement? ›

So, a tenant should not witness the signature of their own guarantor and a landlord and tenant should not witness one another's signatures. However, family members are acceptable witnesses provided they are not parties to the contract and an agent is an acceptable witness for a landlord and tenant signature as well.

Should I pay deposit before signing tenancy agreement? ›

I spoke with the NRLA helpline today and was advised that before signing any Tenancy Agreement, I should always get the Full Deposit and one months rent, and told the Holding Deposit Agreement also states this that initial payment is due subject to the landlord agreeing to proceed.

Can a tenancy agreement be signed after the start date? ›

And for the tenants, signing means they are agreeing to uphold their part of the deal too — most notably, paying rent. This doesn't mean that rent is due immediately or that tenants can move in straight away, as tenancy agreements can be signed in advance of their start date.

What are the two main types of tenancies? ›

Fixed term and periodic agreements
  • end a fixed term tenancy early.
  • move out at the end of a fixed term.
  • end a periodic tenancy.

What is the most common type of tenancy agreement? ›

The most common form of tenancy is an AST . Most new tenancies are automatically this type.

What is the most common type of tenancy? ›

Joint tenancy with rights of survivorship (JTWROS): Joint tenancy is the most common type of property ownership for married couples, where both parties share undivided ownership – they both have equal rights to use the property with equal liability and financial responsibility for the property.

How many types of tenants are there? ›

A. There are three types of Tenancy Agreements in India, namely, rent agreement, lease agreement, and leave and license agreement.

What is difference between rent agreement and lease agreement? ›

The lease is entering into a contract with the lessee to use an asset/property for a long period. Rent agrees with the tenant to use an asset/property for a certain period. Usually, a leasing contract is signed for the long term. The rental agreement is signed for a short time.

What is the difference between lease and tenancy? ›

Tenancy agreements for residential houses range between three months to two years renewable at the expiry of this period. A lease on the other hand is a contract between a landlord and a tenant for a commercial building. This is usually for a longer period of time (usually 3 years and above).

Is tenancy agreement a contract? ›

A tenancy agreement is a contract between you and a landlord. It lets you live in a property as long as you pay rent and follow the rules. It also sets out the legal terms and conditions of your tenancy. It can be written down or oral (a spoken agreement).

What is the legal process for evicting a tenant in Ghana? ›

The steps are as follows: 1) Take a complaint form (Form 7) from the general office of the rent control department and fill out the form with the facts that you believe would justify evicting the tenant; 2) Submit the form to the Rent Office and pay fifty Cedis of Ghana (GHs50); a) Issue a rental card to each tenant of ...

How do I terminate a tenancy agreement? ›

For landlords

You don't have to give a reason to end the tenancy, but you do have to have to follow these requirements: Keep your tenants' deposit in a Deposit Protection Scheme (DPS). Give written notice that you want them to leave (usually two months) and the date you want to end the agreement.

What makes a tenancy agreement invalid? ›

Failure to pay the rent on time and in full. Allowing more than the stated maximum number of occupants to live in the property. Sub-letting a room or the entire property without the landlord's permission. Decorating or conducting building works at the property without the landlord's permission.

What are the 2 types of rental agreements? ›

What are the types of rental agreements?
  • A lease agreement.
  • A license agreement.
  • Long term lease.
  • Commercial lease.
  • Tenancy Agreement.
  • Short-term lease.
Apr 15, 2022

How much rent increase is allowed in Ghana? ›

Rent may be increased only once annually and the increase cannot exceed the greater of 5% of existing rent, or 70% of the regional Consumer Price Index (CPI). The landlord can always increase rent with tenant's written consent.

Can landlord increase rent in Ghana? ›

According to the PRO of the Rent Control Department, rent can only be increased after the department has conducted an assessment of the House and issued out a certificate of satisfaction. “The landlord has no right to increase the price of his premises.

What does the law say about evicting tenants? ›

Eviction is a legal process that must be conducted via the courts and requires an attorney. A landlord cannot evict a tenant without going through due process of law. Assuming there is a written lease agreement in place, a breach of the conditions of the lease might lead a landlord to want to cancel the lease.

Can a landlord break a tenancy agreement? ›

Ending a tenancy agreement early

A landlord can only end a tenancy before the fixed term is up if the tenant has breached the tenancy agreement. If this has happened then the landlord must make an application to a court for possession.

How much notice does a landlord have to give a tenant to move out? ›

Generally, a landlord must give a tenant at least three months (90 days) written notice to end the tenancy. However, there are some circ*mstances where the landlord is not required to give that much notice.

Can a tenant leave early? ›

In general, you can only end the tenancy early if your landlord agrees. Your landlord does not necessarily have to do so. You will remain responsible for paying the rent until the end of the tenancy contract or the next break clause point.

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