Indiana Moped & Scooter Laws (2024)

Indiana law differentiates mopeds, scooters and other personal mobility vehicles from conventional motorcycles — they all have different licensing, speed, and insurance requirements. Before riding any of these vehicles in Indiana, make sure you know what type you have, and what you need to do to ride legally.

Scooter (over 50cc)YesYesYesStreet
Moped/motorized bicycle (under 50cc)Yes (driver's license or moped license)YesNoStreet (no highways)
E-scooterNoNoNoBike paths or street (no highways)
  • Laws for mopeds in Indiana
  • Indiana scooter laws
  • How Indiana regulates e-scooters
  • Laws for hoverboards and Segways
  • Insurance requirements for scooters and mopeds in Indiana

Indiana moped laws

In Indiana, a moped or other small scooter with a motor of 50cc or less is considered a Class B motor driven cycle (MDC). This category of vehicle has fewer restrictions on who can drive it than a larger scooter or motorcycle, but you're not allowed to drive it on highways or bike paths.

In order to drive a Class B MDC, you need to have a driver's license of some kind, but you don't need a motorcycle license. Additionally, if you don't have a driver's license, you can take a special written test in order to qualify for a Class B MDC endorsem*nt. Anyone age 15 or older can take the test to ride a moped.

Class B MDCs are only permitted to travel 35 mph or less, though it's not likely a 50cc engine would be able to take you any faster. You can't drive your moped on highways or bike paths, nor can you have a passenger.

Class B MDCs must be registered with the Indiana Bureau of Motor Vehicles. You'll be issued a license plate, and you need a title document as well.

Indiana moped regulations

Indiana law does not define a separate category of vehicle for motorized or electric bicycles, so they are considered Class B motor driven cycles for legal purposes.

Indiana scooter laws

In the state of Indiana, a motor scooter over 50cc may be considered a motorcycle or a Class A motor driven cycle, depending on how powerful the motor is. An engine over 50cc but under 5 brake-horsepower (bhp) is considered a Class A MDC; anything more powerful is treated the same as a regular motorcycle.

Class A motor driven cycleMotor is over 50cc, and produces 5 brake-horsepower or less
MotorcycleEngine is over 50cc and produces more than 5 brake-horsepower

The rules for riding a Class A MDC and a motorcycle are fairly similar. You're required to pass a motorcycle license test in order to drive both. Both types of vehicles require a title and a license plate, and you'll need liability insurance for each as well.

Additionally, you can legally take both types of vehicles on surface roads and highways. However, keep in mind that the top speed of a 5hp scooter is likely no more than 35 mph, so it may not be safe to ride it on major highways.

Indiana scooter regulations

RequiredRequired
Motorcycle licenseMotorcycle license or Class A motor driven cycle license
1616
Any road
  • Any road
  • Required to ride on the right side when possible

Indiana laws for e-scooters

Starting in July 2019, a vehicle is considered an "electric foot scooter" if it meets all the following criteria:

  • Has handlebars and a floorboard to stand on while riding
  • Weighs 100 pounds or less
  • Has three or fewer wheels
  • Maximum propulsion of 20 mph or less on flat ground

E-scooters that meet these criteria have all the same rights and responsibilities as a bicycle. This includes rentable e-scooters from companies like Bird, Lime and Spin. You can ride them in the street and on bike paths, and you don't need insurance or a license to ride one. They're also not legally considered motor vehicles.

However, e-scooters may also be subject to additional laws in your city, such as parking restrictions — make sure you're following all local laws relating to e-scooters.

Indiana e-scooter regulations

NoNoNoNo

Indiana laws for hoverboards and Segways

In Indiana, a vehicle is considered an "electric personal assistive mobility device" if it meets all of these criteria:

  • Self-balancing device with two non-tandem (not in line) wheels
  • Electric propulsion with a motor under 750 watts
  • Maximum speed under 20 mph

Vehicles that meet this criteria are not required to be registered with the Indiana Bureau of Motor Vehicles.

Indiana scooter insurance

Whether you need insurance for your moped, scooter, or other personal mobility device in Indiana depends on what kind of vehicle it is, and how powerful it is. For example, an e-scooter doesn't require coverage, but a scooter does.

Motor scooters (over 50cc)Mopeds (under 50cc)
MotorcyclesBicycles
E-scooters and hoverboards

If your scooter requires insurance, you have to meet the same liability requirements as driving a regular motorcycle, though scooter insurance is often cheaper than a policy for a motorcycle.

Indiana scooter insurance minimums

  • Personal injury per person: $25,000
  • Personal injury per accident: $50,000
  • Property damage per accident: $10,000
Indiana Moped & Scooter Laws (2024)

FAQs

Can you ride a moped without a license in Indiana? ›

No motorcycle license is required to operate a moped. Everyone under the age of 18 is required to wear a helmet and eye protection while riding on a moped.

Do you need a license plate for a 49cc scooter in Indiana? ›

Indiana scooter laws

You're required to pass a motorcycle license test in order to drive both. Both types of vehicles require a title and a license plate, and you'll need liability insurance for each as well. Additionally, you can legally take both types of vehicles on surface roads and highways.

What scooter can I drive without a license? ›

The advantages over just passing a CBT course alone, are that you can ride any Moped (up to 50cc) without L-plates and you may carry a pillion passenger. The minimum age requirement for this type of license is 17 years old. First, you have to complete your CBT.

How old do u have to be to ride a moped in Indiana? ›

Any Indiana resident who is 15 years of age or older and has an identification card or driver's License with an MDC - Class B endorsem*nt, is eligible.

Can I drive a 49cc moped without a license? ›

If you are 16 years old and pass a CBT with a provisional licence, you will be entitled to ride any 49cc scooter or motorcycle restricted to 28mph. You must display L-plates, cannot carry passengers or go on motorways.

Do mopeds need a license plate? ›

You can then ride a moped (up to 50cc) without L plates. You do not need to take the full moped test. You can ride mopeds for as long as your car driving licence lasts.

Do you need insurance for a moped in Indiana? ›

Yes. Registering your moped with the State of Indiana is simple at any BMV branch. There is no insurance requirement to register a moped or Class B MDC in the state of Indiana. Operators only need to bring proof of ownership and the $19 fee to secure registration.

How fast can a 50cc moped go? ›

What's the top speed of a 50cc moped? Most 50cc scooters come with a restricted engine, which limits the bike to a top speed of 30mph (48kph). However, a 50cc scooter can go at speeds of up to 60mph (96kph), while most will comfortably reach 40mph (65kph).

Are scooters street legal? ›

Electric scooters are street-legal in 38 of the U.S. states, while another ten states have deemed them to not be street-legal. While electric scooters are street-legal in a majority of the states, some state have applied additional laws to where and how scooters can be operated while on public roadways.

Do you need a licence for a 50cc scooter? ›

If you passed your driving test before 1 February 2001 you can legally ride a moped (up to 50cc) with no L plates, without taking a CBT course or the full moped test.

What does 79 3 mean on my licence? ›

79 (3) - restricted to tricycles. 96 - allowed to drive a vehicle and trailer where the trailer weighs at least 750kg, and the combined weight of the vehicle and trailer is between 3,500kg and 4,250kg.

Can I carry a passenger on a 50cc moped? ›

You don't need to take a CBT as technically you can already ride a 50cc moped without L plates and carry a passenger. However, if you wanted to ride a 125cc you'd need to take your CBT training and then be required to display L-Plates and be unable to take passengers.

Are motorized bicycles legal in Indiana? ›

Electric bicycles may ride on any roadway except those that are posted to not allow bicycles.

How fast can a moped go? ›

Moped vs.

What you should know Mopeds top out at 40 mph (less with increased rider weight) and may achieve triple-digit gas mileage.

Do I need a motorcycle license in Indiana? ›

According to the Indiana Bureau of Motor Vehicles, in addition to meeting the requirements necessary to obtain a regular driver's license, individuals must obtain a motorcycle endorsem*nt to operate a motorcycle. Find out how to obtain an Indiana motorcycle endorsem*nt here.

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