Moving out for the first time is an emotional rollercoaster that twists ruthlessly between joy and horror, massive excitement and deep anxiety. It’s all good when you’re thinking of having no one around to tell you what to do, but then thoughts like ‘Where do I buy light bulbs’ and ‘Do these look like termites to you?’ start to sneak in. Indeed, moving out of your parents’ house is a major life change, with lots of steps and details to consider – this guide is designed to alleviate the stress and dissolve the mystery of moving out for the first time.
1. Get your finances in order
While you’ve been living at home, you probably had at least some kind of financial safety net. Now that you’re moving out on your own, you need to have a better understanding of what a budget is and how it works. Even though this isn’t the most fun step of moving out of your parents’ house, it’s an important one.
- Start tracking your monthly income, and find out what your average monthly expenses are. Start by listing the non-negotiable payments like your car, groceries, phone bill, and so on. Then break down how much income you’ll need and how much you can afford and want to spend on rent.
- Plan your budget for moving out — including the cost of hiring a moving company or a rental moving truck. Get a fixed quote so you know what to expect, and compare renting a truck to using professional movers.
- Determine what you’ll have left to spend on purchases you will need to make for your first apartment. Since you’ll likely need to pay a deposit as well as your first month’s rent, tuck away some extra cash in the months leading up to your move. Take a look at this blog post for some great advice on saving up for your first move.
2. Nail down a steady job
Congratulations, you’re an adult! You probably feel like you have a lot to learn, and no place will teach you faster than the workplace. Most young adults who first head out into the world start their climb to the top in some sort of entry-level position. In most industries, such positions are not famous for fat paychecks, but don’t let this discourage you! Instead, use this job as an opportunity to showcase and build your talent and ambition and plan wisely for future success.
Keep in mind: if your entry-level job doesn’t cover the rent, maybe it’s not the time to move out on your own until you create some stability.
3. Find a suitable place to live
This might take some time, but it will definitely pay off if you don’t rush it. There are lots of places to look for a good apartment online, and the best place to start is your social media profiles.
- Get the word out that you’re looking for a great rental and see what comes up. Be clear about your price range and desired location.
- You can also go through listings on Craigslist, Apartments.com, ForRent, or Rent Jungle.
- Stick to your rent budget! It may be tempting to choose something slightly out of your price range just because it’s nice, but you’ll likely regret it down the road.
- Choose your location to be close to your workplace, as well as other places of interest. For example, you might want to live near a gym, a park, or a really good bakery.
- Make sure your new home is safe. If the rent seems too low, check the crime rate on that street before signing the lease.
- Decide how important it is for your new apartment to have good public transportation. It could potentially make your social life livelier and might even mean you can ditch your car (and car payments).
In any case, plan ahead and start collecting things you’ll need for your new abode like furniture, kitchen items, and personal essentials — unless you’re planning on moving cross-country. In that case, it’s smarter to buy those things once you’ve moved. Check out this first apartment moving checklist to know what you should start stocking up on.
4. Hire a professional moving company
This is one of the tips for moving out that many unfortunately miss: a professional moving company will take the hassle and backache out of moving. You have enough to worry about with the rest of the small details, so let a team of full-service movers do the work and make your first moving experience a good one. Getting a quote from Unpakt will help you factor this expense into your moving budget well in advance, too — so you can stay on top of your finances and make sure you get a good deal on moving coverage to protect your belongings.

5. Create a schedule of chores
In those first few months of living out on your own, it can be tempting to let everything get a little loose. A sink overflowing with dirty dishes, laundry that never gets folded, a bathroom that just gathers layers of grime… you get the picture. Trust us, after a while, you’ll wish you haven’t let things get so bad.
- Create (and stick to) a schedule of chores immediately upon moving in. Break down the major chores that need to be done weekly and list them out somewhere visible; using chalk or whiteboard allows you to check them off when complete and keep track.
- If you have a housemate, get them on board so you can both contribute to keeping your house a home. This will help alleviate any misunderstandings around whose turn it was to take out the trash this week.
- Newsflash: you will need to clean regularly. This is just one of those things to know before moving out… your parents probably do more tidying up than you realize, and they won’t be around to magically wash your dishes anymore.
6. Practice good habits before you move out
If you’ve been living an easy life without having to do many chores or watch your budget, start changing those habits now to make the transition easier down the road. This is one easily-forgotten element of how to move out smoothly.
- Pay close attention to your cleanliness habits and step them up a notch.
- Start tracking your spending and sticking to a budget now so you can get an accurate picture of your spending habits before relocating. If your parents have been buying all of your food, start buying some of it for yourself and ease yourself into food preparation.
- Perhaps the most difficult: set yourself up with a daily routine to prepare yourself for entering the work world. Yes, that means getting up before 11am, with an alarm clock. Sorry.
7. Don’t be afraid to ask your parents for help
They’ve likely done this before, at least a few times, so they’ll be able to help you understand what to expect. Ask them to help you layout anticipated moving expenses, including the little things you might not think of like a shower curtain, a plunger, or a fresh coat of paint in your new kitchen. They might also have some thoughts about what to do before moving out of their home… just maybe.
Let’s be honest, they’re probably going to miss having you around — so giving them the opportunity to take care of you while they can just make them feel good.
8. Get the party started!
Nothing says “I have arrived” like throwing your first house party. House parties can be as casual or as outlandish as suits your nature, but the basic necessities include guests, music, snacks, and beverages.
Start by choosing a date and drawing up the list of people you’d like to invite. You can then begin to plan the refreshments table — if you’re feeling overwhelmed at this point you can ask a few close friends to help you organize. At the end of the day, you just want your friends to help you settle in though, so don’t stress yourself out too much!
Bonus: To Roommate or Not to Roommate?
Moving in with someone is (almost always) the more frugal choice. On an emotional level, it can relieve some of the anxiety of moving out for the first time, especially if that person is someone you already know. If you’re wondering how to move out on a tight budget, a roommate can soften the load.
- One great option is to team up with a friend, look for a home, furnish it and move into it together. Then neither of you needs to take on the entire burden of buying furnishings and paying rent.
- Another choice? Move-in with somebody who’s looking to fill a room in their apartment. This could be even more economical, as it’s likely their place will be mostly furnished. Just make sure you ask your potential roommate a few questions about their housing preferences and lifestyle!
- If you can afford to rent without roommates (or if you’re a bit of a misanthrope), you will probably want your first place all to yourself. It might be smaller, but it’ll be all yours and you won’t have to worry about how to prepare for cohabitating with a stranger.
Whether you’re moving locally or across the country, those first steps out of your parents’ home are exciting. Good luck!
Check out Things to do after you move – The ultimate checklist.
FAQs
8 Tips for Moving Out for the First Time | Unpakt Blog? ›
- Get your finances in order. ...
- Nail down a steady job. ...
- Find a suitable place to live. ...
- Hire a professional moving company. ...
- Create a schedule of chores. ...
- Practice good habits before you move out. ...
- Don't be afraid to ask your parents for help. ...
- Get the party started!
- Simplify your move by renting furniture.
- Make your new place feel like home.
- Explore your surroundings.
- Create your “village”
- Establish your own daily rhythms and routines.
- Think positive thoughts.
- Stay connected to your loved ones.
Start small, with $1,000 to $2,000 in your emergency fund. You should eventually save an amount equivalent to three to six months of living expenses before moving out, so you can handle unanticipated expenses, such as medical bills, insurance deductibles, and vacations.
What do I need to know before moving out on my own? ›- Create a credit history. If you haven't already done so, you'll need to create a credit history. ...
- Manage your credit score. ...
- Have at least one bill in your name. ...
- Put yourself on a budget. ...
- You may have to pay bills you currently don't pay. ...
- Don't forget about your non-housing related bills. ...
- Control your living expenses.
It's natural to feel uneasy when things feel like they're outside of our control! Sometimes, the fear of moving out starts as early as the moment you go hunting for a new home. This is also an understandable source of stress. Finding a new place to live, whether you're renting or buying, can get overwhelming quickly.
How much money should I have to move out? ›It's recommended that you have 3-6 months worth of your normal living costs set aside for any such emergency, more if you can make it happen. So, to be safe, we'll assume you're within the $1,800-2,300 per month range for all your basic necessities.
Why is moving out so emotional? ›Leaving home is not always easy. Homesickness, loneliness, stress and anxiety are all common feelings that may come up during your transition to independence. Even the happiest and most confident young people can struggle.
How do you emotionally prepare to move out? ›- Begin preparations far in advance. Moving is an extremely complicated process that can easily become emotionally overwhelming. ...
- Focus on the positive aspects of your move. ...
- Say good-bye. ...
- Get plenty of rest. ...
- Make plans for your new life. ...
- Ask for help.
- Learn how to identify homesickness. ...
- Don't give it a timeline. ...
- Allow yourself to feel sad, but don't let it define you. ...
- Use nostalgia to your advantage. ...
- Build a network. ...
- Create new routines and transitions. ...
- Get out of the house. ...
- Stay healthy.
Buying a rental property with only a $20,000 down payment may sound impossible, but it can be very doable. On Roofstock there are single-family and small multifamily investment properties available that require an initial investment (i.e., down payment + closing costs + immediate repair costs) of $20,000 or less.
Can I move out with 1000 dollars? ›
How to Move Out with Only $1000 - YouTube
How much money should I have saved by 21? ›The general rule of thumb is that you should save 20% of your salary for retirement, emergencies, and long-term goals. By age 21, assuming you have worked full time earning the median salary for the equivalent of a year, you should have saved a little more than $6,000.
At what age should you move out? ›Many people feel that living with your parents is an excellent way to save money and that 25 or 26 is an appropriate age to move out. A recent study suggested that unless you're looking after your parents, you should move out no later than 28.
What should I do a year before moving out? ›- Budget. Budgeting may be one of the most intimidating parts of adult life. ...
- Credit card. ...
- Health insurance. ...
- Renters insurance. ...
- A doctor, dentist, dermatologist, and beyond. ...
- Updated driver's license. ...
- Moving company. ...
- Apartment basics.
Moving out of a small, squalid apartment can be extremely helpful for your mental health – when you get a new apartment or house that's clean, modern, and fits your needs perfectly, you'll find that you are much more satisfied with your position in life.
Why am I so afraid of leaving my parents? ›You seem to be quite independent, so it sounds like your parents are playing with you emotionally to get your to stay. Perhaps they are afraid of being alone together (do they get along?) or they always thought you would move back home. You can't let them stifle your growth and your enjoyment of life.
Will moving out make me happy? ›So, can moving make you happier? Likely yes, if it comes with general improvements in your living environment, social network, and work-life balance. But it's far from a cure-all, and you're unlikely to notice a change in how you feel if your move doesn't offer more than just a superficial change in scenery.
Is 10k enough for a down payment on a house? ›Conventional mortgages, like the traditional 30-year fixed rate mortgage, usually require at least a 5% down payment. If you're buying a home for $200,000, in this case, you'll need $10,000 to secure a home loan. FHA Mortgage. For a government-backed mortgage like an FHA mortgage, the minimum down payment is 3.5%.
Can you move out making 40k? ›Financial stability is certainly possible while making $40,000 per year, but it will require some sacrifices. If you're trying to live in a spacious home and drive a new car, you're likely to get stuck in a paycheck-to-paycheck cycle, or worse, in debt.
Can I afford to live on my own? ›Pay Off Debt to Help Afford Living Alone
When you're on your own your credit rating is one of your major assets. It affects your rent, your utility bills and every credit purchase you have to make. If you pay off debt, you improve your credit score and can live on your own more successfully. Begin with smaller debts.
Can moving cause PTSD? ›
Moving and Mental Health Issues
And just like other significant life stressors, the trauma of moving can cause a host of mental health and behavioral issues, including depression, anxiety, and post-traumatic stress disorder.
Empty nest syndrome refers to the grief that many parents feel when their children move out of home. This condition is typically more common in women, who are more likely to have had the role of primary carer.
How do you not cry when saying goodbye? ›- Walk away. ...
- Use words. ...
- Have props and use distractions. ...
- Think about something positive or funny instead. ...
- Concentrate on breathing. ...
- Blink and move the eyes. ...
- Relaxing facial muscles. ...
- Get rid of that throat lump.
The moving process requires a lot of advanced planning and adjusting. Packing, organizing, transferring all your belongings, finding the right moving company, leaving friends and family behind, and all of those things can severely affect your physical and emotional state, leaving you tired for days.
Can moving cause panic attacks? ›Moving is exhausting. A lack of sleep paired with stress can be a recipe for a panic attack. So, make sure you're taking time to rest during the moving process. Start packing early to avoid all-nighters, take breaks during travel, and let yourself take naps once you arrive.
How much house can I afford if I make 3000 a month? ›If you make $3,000 a month ($36,000 a year), your DTI with an FHA loan should be no more than $1,290 ($3,000 x 0.43) — which means you can afford a house with a monthly payment that is no more than $900 ($3,000 x 0.31). FHA loans typically allow for a lower down payment and credit score if certain requirements are met.
How much money should I have saved before buying a house? ›If you're getting a mortgage, a smart way to buy a house is to save up at least 25% of its sale price in cash to cover a down payment, closing costs and moving fees. So if you buy a home for $250,000, you might pay more than $60,000 to cover all of the different buying expenses.
Can I buy a house if I make 45000 a year? ›It's definitely possible to buy a house on a $50K salary. For many borrowers, low-down-payment loans and down payment assistance programs are putting homeownership within reach. But everyone's budget is different. Even people who make the same annual salary can have different price ranges when they shop for a new home.
What is the 50 20 30 budget rule? ›The rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must-have or must-do. The remaining half should be split up between 20% savings and debt repayment and 30% to everything else that you might want.
How much should a 25 year old have saved? ›By age 25, you should have saved about $20,000. Looking at data from the Bureau of Labor Statistics (BLS) for the first quarter of 2021, the median salaries for full-time workers were as follows: $628 per week, or $32,656 each year for workers ages 20 to 24. $901 per week, or $46,852 per year for workers ages 25 to 34.
Where should I be financially at 25? ›
By age 25, you should have saved at least 0.5X your annual expenses. The more the better. In other words, if you spend $50,000 a year, you should have about $25,000 in savings. If you spend $100,000 a year, you should have at least $50,000 in savings.
Is it normal for a 30 year old to live with parents? ›30-Year-Olds Do Live with Their Parents
They are living with their parents. It's no longer unusual—it's the norm. As of 2021, 52 percent of millennials have moved back in with their parents.
According to the American Academy of Pediatrics, kids start dating at an average age of 12 and a half for girls and 13 and a half for boys. Every teen — or preteen — is different, though, and your child might be ready sooner or later than their peers.
What should I do 3 months before moving? ›- Declutter your home to decide what you're going to take with you, sell, donate, or throw away.
- Create an inventory of the items you'll be taking and then categorize them by room.
- Budget for any moving costs like moving truck rental, packing supplies, and more.
Yet, depending on a number of case-specific factors, your relocation planning may take anywhere between a month and a year: Relocation distance – The further away you're moving, the more meticulous planning your relocation is going to need and the earlier you'll have to start devising your moving strategy.